Tuesday, 21 February 2017
Friday, 17 February 2017
Thursday, 2 February 2017
Easing the burden The insured passenger or nominee can claim the following amounts. Read more at: http://economictimes.indiatimes.com/articleshow/56699838.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst
What to consider before buying medical" COVER" Read more at: http://economictimes.indiatimes.com/articleshow/56699838.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst
Risk: Early death Solution: Term insurance plan Read more at: http://economictimes.indiatimes.com/articleshow/56872001.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst
In such a situation, a term insurance is the only financial instrument that can come to one’s rescue. It is the most basic and cheapest form of life insurance meant to provide financial protection to the family. It provides a high life cover at a low cost. If you have a home loan, it is highly recommended by all financial planners to have a term insurance cover.
Read more at:
http://economictimes.indiatimes.com/articleshow/56872001.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst
0Comments Home insurance under-purchased product in india
property | policy | insurance | Home | buyers
property | policy | insurance | Home | buyers
Provides coverage against natural and man-made calamities: A home insurance policy provides financial protection in case your house is damaged due to natural or man-made calamities like floods, earthquakes, fires or vandalism. The floods in Uttarakhand and Chennai, for instance, caused mass destruction, leaving those who did not have home insurance having to bear huge losses.
Content cover for personal belongings: Given the increasing rate o ..
Compare Car Insurance rates side by side and find the lowest option
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Comparing car insurance rates from top insurance companies on your own can be painstaking
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Why not let PolicyBachat do the work for you? With an apples to apples comparison, we remove the complexity of researching, comparing and selecting an apt insurance policy with a user-friendly display of premium rates, coverage options, discounts and offers from each of our 30 plus affiliated Insurance companies – all presented in an arrayed form.
Saturday, 21 January 2017
Add-on/Top-up covers
All India Customer Care for drivers and insurance holders who need any form of assistance on the road when they face difficulties, along with providing them with total solutions for any vehicular emergency from simple breakdowns to accidents.
- Lock and key replacement cover
In the event of irrecoverable loss of keys or a security risk arising out of an incident of lost keys of the insured vehicle, cost of new locks or replacement of keys will be indemnified.
- Accident Shield
Compensation for total permanent disability or death of occupants that are traveling in an insured car which may arise of out of bodily injury due to an accident of that car.
- Consumable Expenses
Cost of consumables such as engine oil, Gear box oil, Power steering oil, coolant, AC gas oil, Brake oil, etc. that may incur while replacing/replenishing damaged parts e.g. of an insured vehicle would be covered as and when required.
- Conveyance benefit
If the insured car is in a workshop following an accidental damage is accepted, the insured would get a per day cash benefit as per plan opted by the insured.
- Personal baggage
Insured is indemnified in case of a loss or damage to their personal baggage kept in their insured vehicle - damage caused by the perils covered in the policy.
Buy Car Insurance Online with Bajaj Allianz
Your car insurance policy is the most important document in your
vehicle because it protects you against financial loss and legal issues.
Millions of car owners across India trust us to insure their car since
we provide package policies that would protect them against physical
damage, bodily injury / death and cover against third-party liability,
bringing them security and peace of mind. All this is backed by our
advanced claims servicing capability and fast settlement record for
vehicles insured with us.
Now with our new DriveSmart service you can opt for an exclusive device, which can be installed in your car to record information about your driving habits, monitoring your car health, distance, speed, etc. This device allows geo-fencing of your vehicle, that would ensure furthermore safety for you and your family.
Note: This policy is applicable only for private cars.
Now with our new DriveSmart service you can opt for an exclusive device, which can be installed in your car to record information about your driving habits, monitoring your car health, distance, speed, etc. This device allows geo-fencing of your vehicle, that would ensure furthermore safety for you and your family.
Note: This policy is applicable only for private cars.
Wednesday, 18 January 2017
Group Personal Accident Insurance Scheme (GPAIS) - 2017
In GO(P) No. 144/2016/Fin Dated 30/09/2016 Government have renewed the Group Personal Accident Insurance Scheme for a further period of one year from 01/01/2017.
More Details hereDownloads : Government Order, Nomination Form, Schedule (Form II), Claim Form
What is auto insurance?
Auto
insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company. You agree to pay
the premium and the insurance company agrees to pay your losses as
defined in your policy. Auto insurance provides property, liability and
medical coverage:
- Property coverage pays for damage to or theft of your car.
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Online Insurance Purchase Gets a Boost with Digital Sops
The online insurance market does not even account for 1% of the gross
premium amount of Rs.4.63 lakh accumulated by the insurance industry in
the Financial Year 2016. But the government’s decision to incentivise
online policy purchase from the public sector companies comes as a major
boost for the future of this sector.
This decision comes amid a plethora of other announcements made by the Central government to push the country towards a cashless economy. The government-owned insurance companies would now offer a discount or credit of up to 10% of the premium amount in case of general insurance and 8% in case of new life insurance policies sold through customer portals, if the premium is paid via digital means.
According to IRDAI, purchase of online health insurance contributed to 2% of the total premium collected in health insurance sector in the Financial Year 2016. In the life insurance sector, online sales provided 0.52% of all the new premium collected.
Although government sector insurers like LIC lead the insurance sector, they lag behind their private peers when it comes to online sales. According to Alok Bhatnagar, the co-founder of EasyPolicy, currently the market share of public-sector firms for purely online purchase of policies is not more than 15%.
3rd January 2017
This decision comes amid a plethora of other announcements made by the Central government to push the country towards a cashless economy. The government-owned insurance companies would now offer a discount or credit of up to 10% of the premium amount in case of general insurance and 8% in case of new life insurance policies sold through customer portals, if the premium is paid via digital means.
According to IRDAI, purchase of online health insurance contributed to 2% of the total premium collected in health insurance sector in the Financial Year 2016. In the life insurance sector, online sales provided 0.52% of all the new premium collected.
Although government sector insurers like LIC lead the insurance sector, they lag behind their private peers when it comes to online sales. According to Alok Bhatnagar, the co-founder of EasyPolicy, currently the market share of public-sector firms for purely online purchase of policies is not more than 15%.
3rd January 2017
Tuesday, 17 January 2017
Auto Insurance
One of the most important responsibilities of owning a vehicle is car insurance. All states require you have some way of proving you are financially responsible should you be found at fault in an accident. More than likely, you will required by law to at least carry your state’s minimum requirement of liability coverage.
You might think that with most states mandating minimum liability coverage that everyone would be insured, but many drivers don’t have any proof of financial responsibility. Suffice to say, without car insurance, you leave yourself open to lawsuits and possible financial ruin. Moreover, not having any or enough liability coverage is a huge legal risk that can bring about hefty fines and even jail time.
You might think that with most states mandating minimum liability coverage that everyone would be insured, but many drivers don’t have any proof of financial responsibility. Suffice to say, without car insurance, you leave yourself open to lawsuits and possible financial ruin. Moreover, not having any or enough liability coverage is a huge legal risk that can bring about hefty fines and even jail time.
If you need to insure your vehicle or are looking to change insurance providers for some reason, you may feel intimidated by the maze of insurance choices out there. InsuranceUSA.com is designed to help you draw a straight line to a selection of car insurance quotes that make sense for you and your particular situation.
When shopping for insurance quotes, knowing exactly what kind of coverage you need is perhaps the most difficult part of the process. InsuranceUSA.com guides you with information and access to fast, free quotes 24/7 so the process of covering your vehicle is convenient and hassle-free.
We lay out everything you need to know about what kind of coverage you absolutely need and how much. We also explain other types of coverage you can purchase comprehensive, collision, uninsured/underinsured, and more. There’s also useful information on discounts you can obtain to lower your premiums and save you money.
By supplying some basic information such as your vehicle’s specifics, driving history, desired coverage, and more, we can easily and conveniently provide you with a number of quotes specifically tailored for you.
So what are you waiting for? Using InsuranceUSA.com means you could save considerably on car insurance and gain peace-of-mind knowing you and your vehicle are protected!
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